fbpx

Register for MT4 Demo Account

Register for xStation Account

Today Market

Key Global Financial Events In 2023

By XFlow Markets Team Thursday, Jan 5, 2023 | World News

It’s very stressful and challenging to plan for the future.

There are so many events and deadlines to keep track of, and when it comes to personal finances, missing an important date could cost you.

To add a little sanity to your life, we created a calendar with all the essential personal financial dates of 2023.

The XFlow Markets 2023 Personal Finance Calendar lists monthly market-moving events, tax deadlines, holidays, and other important dates. These dates are expected to cause significant market movement. 

Whether you’re a novice investor or just trying to save as much money as possible, it’s worth comparing your calendar of birthdays, anniversaries, and personal events to our list of key dates to ensure you won’t miss out on anything that might impact your finances.

What to Expect in 2023

The dates that will likely be of most significant interest to the average financial planner are the deadlines for filing taxes.

In addition to Tax Day on April 18, there are several additional and alternate deadlines throughout the year that may apply to you, depending on your circumstances.

There are also changes to programs, including Social Security and retirement accounts that took effect at the beginning of the year that may affect how much you can save toward your nest egg or what kind of budget you’ll be working with during retirement.

Other dates worth looking out for are the “market movers.” These are events that can have a significant impact on the stock market, positive or negative. These are worth noting for traders trading in different markets.

Which Market Movers to look out for?

Two of the biggest (and the easiest) to plan for are the releases of the Employment Situation report and the Federal Open Market Committee (FOMC) meetings.

The former refers to a monthly publication of statistics about the U.S. labor market, with the increase or decrease in employment and unemployment being of particular interest to investors. 

The latter refers to the eight currently scheduled FOMC meetings in 2023 when the committee will determine what, if any, near-term changes to U.S. monetary policy are necessary.

Annual holidays and other major life events may also need to be considered in your personal financial plan.

Some events won’t set you back too much—though they are no less worth budgeting for—but others can be quite expensive. It’s also worth taking note of big sale dates, such as Black Friday.

Most bank and stock market holidays coincide with national holidays. Hence, investors have another reason to keep an eye out for them, even if they don’t celebrate the holidays in question.

Following are the Important dates of events, conferences, expos and much more from around the globe in 2023.

January 2023


Important Economic Events of January 2023

January 1

  • Bank Holiday (New Year’s Day)
  • IRS commences the 2023 tax season and starts accepting and processing individual 2022 tax returns.
  • 2023 Social Security changes begin: Changes include an 8.7% cost-of-living adjustment to monthly benefits, a maximum taxable income increase to $160,200, the annual earnings limit for recipients increasing by $1,680 (prior to full retirement age) or $4,560 (at full retirement age), and Social Security disability benefits per month increasing by $120 (non-blind) or $200 (blind).
  • Medicare changes: There are generally a series of changes to the premiums, deductibles, and coinsurance for the four Medicare plans (Part A, B, C, and/or D). For example, Part B—the plan that covers most non-hospital medical costs—is seeing its monthly premiums fall to $164.90 in 2023 (from $170.10) and its deductible fall to $226 from $233. How these changes will affect you will depend on your income and other factors, so check how much more (or less) you’ll be paying in 2023 and take that into account for your monthly budget.
  • Changes to retirement savings rules: There are some complicated changes to the rules for contributing to various savings plans. Check what will happen to the amounts you (and your employer) are allowed to contribute to employer-sponsored plans, how much you can deduct for contributions to a traditional IRA, and whether you are eligible to contribute to a Roth IRA in 2023.

January 2

  • Bank and NYSE Holiday (New Year’s Day Observed).

January 6

  • Employment Situation Report (December).

Instruments Expected to be Affected CAD, USD

January 10

  • Employees Who Work for Tips Reporting Due Date (for December 2022): “If you received $20 or more in tips during December, report them to your employer.”

January 16

  • Bank and NYSE Holiday (Martin Luther King Day).

January 17

  • Beige Book Release (January).
  • Fourth Quarter 2022 Estimated Tax Payment Due:“Make a payment of your estimated tax for 2022 if you didn’t pay your income tax for the year through withholding (or didn’t pay in enough tax that way). Use Form 1040-ES. This is the final instalment date for 2022 estimated tax payments. However, you don’t have to make this payment if you file your 2022 return (Form 1040 or Form 1040-SR) and pay all tax due by January 31, 2023.”

Instruments Expected to be Affected CNY, GBP, CAD, USD

January 31

  • Individuals Who Must Make Estimated Tax Payments Tax-Filing Due (January): “If you didn’t pay your last installment of estimated tax by January 17, you may choose (but aren’t required) to file your income tax return (Form 1040 or Form 1040-SR) for 2022 by January 31. Filing your return and paying all tax due by January 31 prevents any penalty for late payment of the last installment. If you can’t file and pay your tax by January 31, file and pay your tax by April 18.”
  • FOMC Meeting (January).

Instruments Expected to be Affected – CAD, USD, Gold (XAUUSD), US Stock Market


February  2023

 

February important Market Events

February 1

  • FOMC Meeting (January).

Instruments Expected to be Affected – NZD, USD, Gold (XAUUSD), US Stock Market

February 3

  • Employment Situation Report (January).

Instruments Expected to be Affected – CHF, USD

February 10

  • Employees Who Work for Tips Reporting Due Date (for January 2023): “If you received $20 or more in tips during January, report them to your employer.”

Instruments Expected to be Affected – GBP, CAD, USD

February 12 

  • Major Spending Event (Super Bowl).

February 14 

  • Major Spending Holiday (Valentine’s Day).

Instruments Expected to be Affected – GBP, USD

February 15

  • Individual Exemptions Due (2022)”If you claimed exemption from income tax withholding last year on the Form W-4 you gave your employer, you must file a new Form W-4 by this date to continue your exemption for another year.”

Instruments Expected to be Affected – GBP, USD

February 20

  • Bank and New York Stock Exchange (NYSE) Holiday (Washington’s Birthday).

Instruments Expected to be Affected – EUR, GBP

February 26

  • Structured Finance Association is organising the largest capital markets conference in the world! The event is created by the leaders within the finance industry representing a wide variety of participants, including financial technology firms, agencies etc.
    • When : Feb 26 to Mar 1
    • Where : In-person and Virtual
    • For Details and Tickets Click Here

March 2023

 

March Important Finance Events

March 7

  • Beige Book Release (March).

Instruments Expected to be Affected – AUD

March 10

  • Employment Situation Report (February).
  • Employees Who Work for Tips Reporting Due Date (for February 2023): “If you received $20 or more in tips during February, report them to your employer.”

Instruments Expected to be Affected – GBP, CAD, USD

March 17

  • Major Spending Holiday (St. Patrick’s Day).

March 20-24

  • Connect CFO Spring Leadership Summit- The event can be attended virtually. Attendees can gain valuable insights and strategies from finance brands and voices. (Online)

For registration click here

March 21–22

  • FOMC Meeting (March)

Instruments Expected to be Affected – CAD, GBP, USD, Gold (XAUUSD), US Stock Market


April 2023

(Financial Literacy Month)

 

April Important Market Days

April 7

  • Employment Situation Report (March).

Instruments Expected to be Affected – USD

April 9

  • Major Spending Holiday (Easter).

April 10 

  • Employees Who Work for Tips Reporting Due Date (for March 2023): “If you received $20 or more in tips during March, report them to your employer.”

April 15

  • NYSE Holiday (Good Friday).

Instruments Expected to be Affected – USD

April 16-19

  • Smarter Faster Payments (Offline Event) – The annual payments conference is a great opportunity for both novice and seasoned professionals to learn and engage with each other. The Offline event is organised in April.

April 18

Tax Day!

  • Individual Tax Returns Due for Tax Year 2022: “File a 2022 Form 1040 or Form 1040-SR and pay any tax due.”
  • Individual Tax Return Extension Form Due for Tax Year 2022: “If you want an automatic six-month extension of time to file the return, file Form 4868 and pay what you estimate you owe in tax to avoid penalties and interest.”
  • First Quarter 2023 Estimated Tax Payment Due: “If you’re not paying your 2023 income tax through withholding (or won’t pay in enough tax during the year that way), pay the first installment of your 2023 estimated tax.”
  • Last Day to Make a 2022 IRA Contribution: Contributions to an IRA must be made by this date unless a six-month extension is applied, pushing the deadline to Oct. 16, 2023.
  • Last Day to Make a 2022 HSA Contribution: The 2022 HSA contribution limits is $3,650 (self) and $7,300 (family). Those 55 and older can also contribute a $1,000 catch-up contribution.

Instruments Expected to be Affected – CAD, GBP

  • Beige Book Release (April).

April 25 – 26 

  • CFO Leadership Summit- Get a chance to connect with thought leaders of your industry at six different networking events, which includes an offsite evening out.

Instruments Expected to be Affected – USD, AUD


May 2023

 

May important markets dates

May 2–3

  • FOMC Meeting (April).

Instruments Expected to be Affected – USD, AUD, NZD, Gold (XAUUSD), US Stock Market

May 5

  • Employment Situation Report (April).

Instruments Expected to be Affected – CAD, USD

May 8 – 10

  • Smarter Faster Payments (Online Event)– The annual payments conference is a great opportunity for both novice and seasoned professionals to learn and engage with each other. The Virtual event is organised in May.

May 10 – May 12

  • AICPA & CIMA CFO Conference- Professionals and seasoned CFOs provide latest innovations and anticipated trends. They talk about current changes and what tomorrow holds. Register early to get an early bird discount. The offer expires on Mar 26, 2023.

    • Online:
    • When: May 10 – May 12
    • In-Person:
    • When: May 10 – May 12
    • Where: Salt Lake City, UT
    • Get details and tickets here.

May 10

  • Employees Who Work for Tips Reporting Due Date (for April 2023): “If you received $20 or more in tips during April, report them to your employer.”

Instruments Expected to be Affected – GBP, USD

May 14

  • Major Spending Holiday (Mother’s Day).

May 15 – 17

  • APP2P Spring Conference and Expo

Join other experienced practitioners and discover new strategies. The conference is offline. The venue is Disney’s Yacht & Beach Resort Lake Buena Vista, Florida.

Instruments Expected to be Affected – USD, GBP

May 16 – 18

  • FINRA Annual Conference provides opportunity for practitioners and regulators to exchange ideas on today’s most timely compliance and regulatory trends. Attend in 2023 to get access to a variety of sessions related to current trends in technology, cybersecurity, risk management, and much more.

Where: In-person, Washington D.C.

Get details and tickets here.

Instruments Expected to be Affected – GBP, CAD, USD

May 29

  • Bank and NYSE Holiday (Memorial Day).

May 30

  • Beige Book Release (June).

Instruments Expected to be Affected – USD


June 2023

June important economic dates

June 2

  • Employee Situation Report (May)

Instruments Expected to be Affected – USD

June 5 – 8

  • Engage 2023 will help you and reframe it from a challenge to an opportunity. Participants with nine tracks of content, they will provide exclusive insights, learn practical skills and gain valuable guidance.
    • Where : In-person, in Las Vegas, and Virtual.
    • For Tickets and Details Click Here

Instruments Expected to be Affected – CHF, USD, AUD, CAD

June 6 – 8

  • East CFO Leadership Conference 2023- A great opportunity for finance professionals to interact with peers and motivating industry professionals.
    • Where : In-person, Boston MA
    • For Tickets and Details Click Here

June 12

  • Employment Situation Report (May).
  • Employees Who Work for Tips Reporting Due Date (for May 2023): “If you received $20 or more in tips during May, report them to your employer.”

June 13 – 14

  • FOMC Meeting (June)

Instruments Expected to be Affected – GBP, USD, Gold (XAUUSD), US Stock Market

June 15

  • Individual Filing Date for U.S. Residents Abroad: “If you’re a U.S. citizen or resident living and working (or on military duty) outside the United States and Puerto Rico, file Form 1040 or Form 1040-SR and pay any tax, interest, and penalties due. Otherwise, see Individuals under April 18, earlier. If you want additional time to file your return, file Form 4868 to obtain 4 additional months to file and pay what you estimate you owe in tax to avoid penalties and interest. Then, file Form 1040 or Form 1040-SR by October 16. However, if you’re a participant in a combat zone, you may be able to further extend the filing deadline.”
  • Second Quarter 2023 Estimated Tax Payment Due: “Make a payment of your 2023 estimated tax if you’re not paying your income tax for the year through withholding (or won’t pay in enough tax that way).”

Instruments Expected to be Affected – USD, NZD, EUR

June 19

  • Bank & NYSE Holiday (Juneteenth Observed).
  • Major Spending Holiday (Father’s Day).

June 30

  • FAFSA Filing Deadline: Last chance to apply for federal student aid for 2023–24.

July 2023

July main economic dates

July 3

  • Early NYSE Close.

Instruments Expected to be Affected – USD

July 4

  • Bank & NYSE Holiday and Major Spending Holiday (Independence Day).

Instruments Expected to be Affected – AUD

July 7

  • Employment Situation Report (June).

Instruments Expected to be Affected – CAD, USD

July 10

  • Employees Who Work for Tips Reporting Due Date (for June 2023): “If you received $20 or more in tips during June, report them to your employer.”

July 11

  • Beige Book Release (July)

Instruments Expected to be Affected – GBP

July 25–26

  • FOMC Meeting (July).

Instruments Expected to be Affected – USD, AUD, Gold (XAUUSD), US Stock Market


August 2023

August important market days

August 4

  • Employment Situation Report (July).

Instruments Expected to be Affected – CHF, CAD, USD

August 10

  • Employees Who Work for Tips Reporting Due Date (for July 2023): “If you received $20 or more in tips during July, report them to your employer.”

Instruments Expected to be Affected – USD


September 2023

 

September market movement days

September 1

  • Employment Situation Report (August)

Instruments Expected to be Affected – CAD, USD

September 4

  • Bank and NYSE Holiday (Labor Day)

September 5

  • Beige Book Release (September).

Instruments Expected to be Affected – AUD, CHF, USD

September 11

  • Employees Who Work for Tips Reporting Due Date (for August 2023): “If you received $20 or more in tips during August, report them to your employer.”

September 15

  • Third Quarter 2023 Estimated Tax Payment Due: “Make a payment of your 2023 estimated tax if you’re not paying your income tax for the year through withholding (or won’t pay in enough tax that way).”

Instruments Expected to be Affected – USD

September 19–20

  • FOMC Meeting (September).

Instruments Expected to be Affected – CAD, USD, GBP, Gold (XAUUSD), US Stock Market


October 2023

 

October important market mover days 2023

October 1

  • FAFSA Open Date: First chance to apply for federal student aid for 2023–24.
  • New CSS Profile Open Date: First chance to apply for non-federal student aid for 2023–24.

October 6

  • Employment Situation Report (September)

Instruments Expected to be Affected – CAD, USD

October 9

  • Bank Holiday (Indigenous People’s Day)

October 10

  • Employees Who Work for Tips Reporting Due Date (for September 2023): “If you received $20 or more in tips during September, report them to your employer.”

October 15

  • Medicare Open Enrollment: First chance to sign up for the national health insurance program.

October 16

  • Extended Individual Tax Returns Due: “If you have an automatic six-month extension to file your income tax return for 2022, file Form 1040 or Form 1040-SR and pay any tax, interest, and penalties due.”

Instruments Expected to be Affected – USD

October 17

  • Beige Book Release (October).

Instruments Expected to be Affected – CNY, GBP, CAD, USD

October 22 – 25

  • Attend Money 20/20 conference and experience payments, banking, fintech, and financial services industries getting together to collaborate and learn from each other.
  • Attend AFP 2023, Join educational sessions, networking events, and meeting speakers in-person.
    • Where : San Diego, CA

Instruments Expected to be Affected – EUR, GBP, USD, AUD, CAD

October 31

  • Major Spending Holiday (Halloween).
  • FOMC Meeting (September).

Instruments Expected to be Affected – JPY, CAD, USD, Gold (XAUUSD), US Stock Market


November 2023

 

November important stock market events

November 1

  • FOMC Meeting (November).

Instruments Expected to be Affected – USD, Gold (XAUUSD), US Stock Market

November 3

  • Employment Situation Report (October).

Instruments Expected to be Affected – CHF, CAD, USD

November 11

  • Bank Holiday (Veterans Day).
  • Major Discount Shopping Day (Singles’ Day).

November 13

  • Employees Who Work for Tips Reporting Due Date (for October 2023): “If you received $20 or more in tips during October, report them to your employer. You can use   Form 4070.”

November 14 – 16

  • One of the most comprehensive events that are dedicated to Accounts Payable and Procure-to-Pay. Attend it together with experienced practitioners and innovative strategists who will provide an in-depth three-day learning experience.
    • Where : Offline, San Antonio, TX
    • For Details Click Here

Instruments Expected to be Affected – GBP, USD, AUD

November 23

  • Bank and NYSE Holiday (Thanksgiving Day).

Instruments Expected to be Affected – EUR, GBP

November 24

  • Early NYSE Close.
  • Major Discount Shopping Day (Black Friday)

November 25

  • Major Discount Shopping Day (Small Business Saturday).

November 27

  • Major Discount Shopping Day (Cyber Monday)

November 28

  • Beige Book Release (December).

Instruments Expected to be Affected – USD, AUD, NZD


December 2023

 

December important market days

December 7  

  • Medicare Open Enrollment Due Date: Last chance to sign up for the national health insurance program.

December 8

  • Employment Situation Report (November)

Instruments Expected to be Affected – USD

December 11

  • Employees Who Work for Tips Reporting Due Date (for November 2023):”If you received $20 or more in tips during November, report them to your employer.”
  • Major Discount Shopping Day (Green Monday).

December 12–13

  • FOMC Meeting (December)

Instruments Expected to be Affected – GBP, USD, Gold (XAUUSD), US Stock Market

December 15

  • Affordable Care Act Open Enrollment Due Date: Last chance to sign up for 2024 healthcare.

Instruments Expected to be Affected – USD

December 23

  • Major Discount Shopping Day (Super Saturday)

December 25

  • Bank and NYSE Holiday (Christmas Day).

December 31

  • Last Day to Contribute to Charity for a Tax Deduction.
  • Last Day for 401(k) Contributions.

Following were the important financial dates in 2023. Want to trade in the financial markets with safety and stability? Join XFlow Markets- the World’s Fastest Growing Multi Asset Broker!

Trade in cryptos, commodities, forex, US Stocks and Indices with the first Multi-Lingual Instant Execution Platform in the World!

Trade Now

If you found the article useful, please share it with your friends and stay tuned for updates. XFlow Markets is your one stop solution for everything-financial!

Subscribe to the best financial blog around the globe. All you have to do is submit your email address in the sign up box and updates will be delivered right to your inbox! You can also join our telegram group from here

XFlow Markets Team

XFlow Markets is one of the leading brokerage firm in the trading industry with vast number of clientele followers. We are ranked as the top most firm with 9 years of experience along with top-notch trading services. We widely trade in Forex, Indices, and Commodities.

Related News & Updates

How To Make Money With Forex? | Tips for a Profitable Portfolio 

Forex trading, also known as FX Trading or Currency trading, refers to buying and selling international currency pairs. The primary goal of forex trading is to exchange one currency with Continue reading

Beginner Friendly Trading Strategies | Easy Trading Setups

Beginner’s Trading Strategies:  In this article, we will give you an in-depth guide along with the essential steps a beginner trader needs to take to start their journey in trading. Continue reading

Trade with trust

Switch to XFlow and Start Earning Now!

footer-logo

XFlow Markets provides an entirely transparent access to the FOREX Market through two powerful trading platforms (XFLOW & MT4) with excellent execution speed, a 24/5 client support system with no dealing desk involvement.

© 2022 XFlow Markets LLC, All rights reserved.

Risk Warning: Leveraged trading in foreign currency contracts or other off-exchange products on margin carries a high level of risk and may not be suitable for everyone. We advise you to carefully consider whether trading is appropriate for you in light of your personal circumstances.

You may lose more than you invest. Information on this website is general in nature. We recommend that you seek independent financial advice and ensure you fully understand the risks involved before trading. Trading through an online platform carries additional risks.

XFlow Markets does not offer Contracts for Difference to residents of certain jurisdictions including the Belgium, Iran, Canada, North Korea, the USA, Cuba, Syria and FATF Black Listed Countries.

XFlow Markets is incorporated in Saint Vincent and the Grenadines with registration no. 255 LLC governed by the Limited Liability Companies Act Chapter 151, registered by the Financial Service Authority of Saint Vincent and the Grenadines.

XFlow Markets is not required to hold any financial services license or authorization in Saint Vincent and the Grenadines to offer its products and services.

Telephone number: +44 20 3835 5241 Working hours: 7:00 AM - 5:00 PM (GMT+0)